Privacy Policy

Last updated: May 2026

1. Information We Collect

We collect information you provide directly to us when you create an account, create groups, add expenses, or interact with our digital wallet. This includes:

2. How We Use Your Information

We use the information we collect to operate, maintain, and provide the features of the Splitkar service. Specifically, we use it to:

3. Data Security & Payment Processing

Your data security is critical to us. We use industry-standard encryption to protect your account details in transit and at rest. Splitkar does not store sensitive payment card information on our servers. All top-ups and withdrawals are handled natively through PCI-DSS compliant financial partners like JazzCash.

4. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law for accounting and financial compliance.

5. Sharing Your Information

We do not sell your personal information to third parties. We may share your information with:

6. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience on our platform, keep you logged in securely, and understand how our services are being used. You can manage your cookie preferences through your browser settings.

7. Your Rights & Choices

You have the right to access, update, or delete your personal information. You can manage these settings directly from your Profile page within the app. If you wish to completely delete your account and all associated financial data, please contact our support team.