🇵🇰 Made for Pakistan

Split bills.
Skip the awkward
conversations.

Splitkar makes sharing expenses with friends and family effortless. Track, split, and settle — all in PKR.

📱 Download APK ✦ See Features

Android 8.0+ required · Free to download

Good morning,

Ali Raza 👋

PKR 3,450

Net Balance

🔴

You Owe

2,100

🟢

Owed to You

5,550

Recent Expenses

🍔 Lunch — MurreePKR 800

🚗 Petrol SplitPKR 1,200

🏠 Rent UtilitiesPKR 3,500

✓ Settled with Usman

Features

Everything you need to settle up fairly.

From group trips to shared utilities, Splitkar handles every scenario with precision.

👥

Group Management

Create groups for trips, flatmates, or friends. Join with a shareable invite code. Expenses stay scoped to the right people.

✂️

Custom Splits

Split equally or set custom amounts per person. Handle unequal contributions, partial payments, and one-sided expenses.

💳

Built-in Wallet

Top up via Safepay, transfer to friends, withdraw to your bank. A full PKR wallet inside the app.

📄

PDF Statements

Export a complete statement of account with transaction ledger, outstanding balances, and net position.

🔔

Smart Notifications

Email and in-app alerts when someone adds an expense, settles up, or owes you money. Never miss a thing.

How It Works

From dinner to settled in minutes.

Splitkar is designed to remove friction from every step of shared expense management.

Create or Join a Group

Start a new group for your trip, apartment, or friends. Share the invite code to add everyone.

Add an Expense

Log who paid, how much, and select who to split with. Equal or custom — you decide.

Custom & Equal Splits

Split the bill equally among everyone, or enter exact amounts if someone ordered more. Total flexibility.

Settle Up

Pay via wallet, bank transfer, or cash. Mark it done. Everyone gets notified instantly.

Smart Settle Summary

Ali Raza

Net balance to settle

−PKR 1,200

Usman Khan

Owes you after netting

+PKR 2,400

Sara Ahmed

Fully settled ✓

PKR 0

Farhan Mir

Net balance to receive

+PKR 750

✓ Optimised — 3 transfers instead of 8

Smart Settle™

Fewer transfers. Zero arguments.

When multiple people owe each other money across different expenses, debts cancel out. Splitkar's pairwise netting algorithm automatically calculates the minimum number of payments to settle all balances.

A group trip to Murree with 6 people and 20 expenses? You'll see exactly 3 transfers. Nothing more.

A PKR wallet built right in.

Top up via Safepay, send money to friends, withdraw to your bank. No third-party apps needed.

↗ P2P Transfers

🏦 Bank Withdrawals

📊 Transaction History

🔒 Secure Payments

Get Splitkar

Ready to split smarter?

Download the Splitkar Android app and start splitting expenses with friends today. Free. No subscriptions needed to get started.

🤖

⚠ Enable "Install unknown apps" in Android settings before installing.